Architecture decisions are visible to your CTO from day one. No black boxes. No vendor lock-in disguised as proprietary tech. Indian data residency. Inspection-grade audit trail end to end.
Compliance is not a feature shipped after MVP. It is the architecture of the platform. Every module is built against current RBI Master Directions and the DPDP Act 2023.
Fraud Risk Management Directions, including 21-day Show-Cause Notice workflow per SC ruling in SBI vs. Rajesh Agarwal.
Digital Lending Directions. LSP contracts, DLA registration on CIMS, KFS delivery, fund-flow rules, cooling-off period.
Base Layer NBFCs transitioning to 90-day NPA recognition. Saralya reporting and dashboards already pre-aligned.
Notice, consent, purpose limitation and data principal rights. Workspace data isolated. Right to erasure honoured at the row level.
Encryption at rest and in transit. RBAC with field-level masking. Maker-checker on sensitive operations. SSO and MFA available.
Every mutation logged with actor, timestamp and before/after state. Inspection-ready in 4 clicks.